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Terms of Use

The ground rules for using this website.

Draft dated October 26, 2026. Pending compliance and attorney review.

These terms apply when you use southeastdscrloans.com (the "Site"), run by 1st Advantage Mortgage Broker LLC (d/b/a 1st Advantage Mortgage), 128 S Tryon St Suite 1933, Charlotte, NC 28202, Company NMLS #2468711. Using the Site means you accept them.

Information, not an offer

The Site shares general information about DSCR loans. It is not an offer or commitment to lend, a rate quote, a loan estimate or legal, tax, accounting or financial advice. Every loan depends on credit approval, an appraisal and program eligibility, and rates, terms and availability can change without notice. DSCR loan availability varies by state and by property.

Business-purpose loans

DSCR loans are business-purpose loans on investment property. They are not offered for a primary residence or for personal, family or household use.

Calculators and examples

Calculator output and worked examples are estimates that depend on what you enter. Example rates, prices, rents and ratios are illustrations and not market data or offered terms. Actual terms depend on the lender, your credit, the property and other factors.

Local rules

Notes about taxes, insurance, closings and short-term rentals are general, may be incomplete or out of date, and are not advice. Confirm requirements with the local authority, an attorney, a tax professional and an insurance agent.

What you send us

When you send a request you confirm that the details are accurate and that you may share them. A request does not create a loan application, an engagement or a commitment to lend.

Ownership of the Site

The content, design and marks belong to 1st Advantage Mortgage Broker LLC or its licensors. You may view and print pages for your own non-commercial use, and you may not copy, scrape or republish the Site without permission.

Warranty and liability

The Site is offered as is, without warranties, to the extent the law allows. To that same extent we are not liable for losses arising from use of the Site or reliance on it.

Links

The Site links to other sites, including firstadvantagemortgage.com, carolinadscrloans.com and NMLS Consumer Access. We do not control them and are not responsible for what they say.

Governing law and changes

These terms follow the laws of North Carolina, without regard to conflict-of-law rules. We may update them by posting a new date. Questions: sales@firstadvantagemortgage.com or 704-343-8681. See also the Privacy Policy and Disclosures.

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